Our Team
Pathik Shah
Founder | FCA, CAMS, CISA, CS, DISA (ICIAI), FAFP (ICAI)
Pathik Shah is a Chartered Accountant with more than 28 years of experience working at the juncture of governance, compliance, and financial risk. His work has consistently focused on helping institutions in Hong Kong to operate confidently within regulated environments, particularly where AML/CFT obligations demand practical implementation.
As part of his role with AML Consultants HK, Pathik is involved in working with various financial institutions and DNFBPs so that not only are their AML frameworks compliant from a regulatory standpoint under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), but they are also effective from a supervisory review expectations standpoint. Aside from that, Pathik has served as a functional expert in the development and deployment of RegTech solutions to enhance monitoring discipline and documentation integrity. Additionally, he has assisted institutions in understanding the FATF requirements and how to implement them within the Hong Kong context in an operationally feasible manner.
Pathik is a recognised thought leader in AML/CFT and frequently shares insights on trends in financial crime risks and developing supervisory approaches on various platforms.
Jyoti Maheshwari
Partner | CAMS, ACA
Jyoti Maheshwari is a Chartered Accountant and CAMS (Certified Anti-Money Laundering Specialist) certified AML consultant with over a decade of experience advising organisations on regulatory compliance and financial crime risk. Her work spans regulatory compliance, legal advisory, policy making, tax consultation, and technology project implementation.
She has supported institutions across multiple jurisdictions in understanding and applying anti-money laundering requirements within their own operational context. Her engagements often include conducting ML/TF risk assessments, strengthening control frameworks, and embedding mitigation measures that are proportionate to the organisation’s risk exposure. Jyoti combines technical regulatory knowledge with practical execution, which helps clients in integrating international AML/CFT standards within jurisdiction-specific legal structures, including those shaped by the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO).
Dipali Vora
Partner | CAMS, ACS
Dipali Vora holds the qualification of Certified Anti Money Laundering Specialist (CAMS) and is an associate member of the Institute of Company Secretaries of India (ICSI). Dipali has been providing AML/CFT and sanctions advisory services to regulated entities within the regulatory framework in Hong Kong for the past eight years.
Her activities encompass working with banks, licensed corporations, money service operators, trust or company service providers, as well as other DNFBPs to assist them with regulatory requirements under Hong Kong’s AML regime. She is regularly involved in reviewing Enterprise-Wide ML/TF Risk Assessments, assessing the standard of customer due diligence files, and evaluating the effectiveness of monitoring processes.
Speaking about her approach, Dipali notes:
“AML controls only matter if they hold up under scrutiny.”
